Farm Bureau and Western Community Insurance help protect Idaho businesses from the unexpected. But some things can be more unexpected than others. Take, for example, a haunted house customer being injured by an overzealous ghost. Or a fishing guide hooking a client. Or a lucky golfer scoring a hole in one at a contest. Hey, it can happen. And while Farm Bureau or Western Community may not have a policy to protect your business clients from these risks, Farm Insurance Brokerage Company probably does.

 

“We write a variety of special events and short-term policies,” says Jamie Carter, Farm Insurance Brokerage Company Manager. Some of these policies include:

• Haunted Houses

• Corn Mazes And Pumpkin Patches

• Christmas Tree Lots

• Fireworks Stands

• Farmers Markets

• Wedding Liability

• Athletic Camps

• Art shows

• Concerts

• Craft Shows

• Food Trucks

• Any type of vendor

 

“We usually write a ton of vendor policies around fair time,” Jamie adds. “And food trucks are especially big right now. They’re popping up everywhere.”

 

In addition to these special event and short-term policies, Jamie says the Brokerage Company writes “a ton of” general liability policies including:

• Hunting And Fishing Guides

• Daycares/Preschools

• Beauty Shops with Tanning Beds and Special Services

• Medi Spas

• Tattoo Parlors

• Bars

• Restaurants/Bar

• Contractors

• Landscapers/Exterminators

• Used Car Dealers

• Convenience Stores

• Apartments

• Crop Sprayers

• Boxing Studios

• Dance Studios

• Family Fun Centers

• Personal Trainers

• Director and Officers Coverage

• Professional Liability/E&O

• Homeowners Associations

• Farm Equipment Manufacturers

• Product Liability

 

“We’ve written snowmobile helmet manufacturers, paintball gun manufacturers… we really try to place any liability risk that Western can’t write,” says Jamie.

 

Other types of policies the Brokerage Company can help write include:

• Farms

• Homes

  • Primary

  • Secondary

  • Rental

  • Vacant

• Personal Auto

• Collector/Antique Autos

• Commercial Auto

  • Long Haul Trucking

  • Public Livery

  • Limos

  • Taxis

• Workers Compensation

  • The main carrier is the Idaho State Insurance Fund

• Bonds

  • License and Permit

  • Bid Performance and Payment

  • Court

• Flood Insurance

  • NFIP

  • Private carriers

• Earthquake Insurance

 

In summary, Jamie says, the Brokerage Company “tries to place what the agents bring us, everything from Property and Commercial General Liability, to Inland Marine.”

 

If you have an unusual business risk to place, check with our own Farm Insurance Brokerage Company. They may have a policy to protect your clients from a coverage gap that could haunt them later.

 

For more information, please contact a Brokerage Company employee:

• Jamie Carter, Manager, at extension 4231 or jcarter@idfbins.com

• Kristie Fuhriman, Assistant, at extension 4386 or kfuhriman@idfbins.com

• Angie Kelley, Underwriter, at extension 4423 or akelley@idfbins.com

• Aurelia Norris, Underwriter, at extension 436 or asnorris@idfbins.com

• Kim Parish, Senior Underwriter, at extension 4248 or kparish@idfbins.com

• Kadee Smith, Underwriter, at extension 4210 or klsmith@idfbins.com

• Gina Ulrich, Assistant, at extension 4327 or gulrich@idfbins.com

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